Minnesota paycheck taxes at a glance (2026)
| State income tax | Four brackets from 5.35% to 9.85% |
|---|---|
| Deductions & credits | A standard deduction of $15,300 (single) or $30,600 (married filing jointly) |
| State payroll taxes | Paid Leave (up to 0.44% of wages up to $184,500, half of the 0.88% premium; new in 2026) |
| Local income taxes | None |
| Federal (every state) | 2026 brackets from 10% to 37%; Social Security 6.2% up to $184,500; Medicare 1.45%, plus 0.9% on wages over $200,000 |
| Sales tax | 8.13% average combined rate — Minnesota sales tax calculator |
How Minnesota taxes your paycheck
Four brackets from 5.35% to 9.85%. The calculation starts from federal adjusted gross income with Minnesota adjustments, and filers get a standard deduction of $15,300 (single) or $30,600 (married filing jointly). Employers withhold it each payday using the state's withholding formula, so a pay stub can differ a little from the annual tax estimated here; any difference settles when you file your Minnesota return.
State payroll contributions
- Paid Leave: up to 0.44% of wages up to $184,500, half of the 0.88% premium; new in 2026. Source: Minnesota DEED Paid Leave, 2026 premium rate.
The calculator applies these to gross pay minus Section 125 (pre-tax health) deductions. They fund benefits you can claim yourself, such as partial wage replacement during a disability or a family or medical leave.
Worked example: $65,000 salary in Minnesota
A single filer paid every two weeks (26 paychecks), with no 401(k) or health deductions — the calculator's starting values:
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000.00 |
| Federal income tax | −$216.15 | −$5,620.00 |
| Social Security (6.2%) | −$155.00 | −$4,030.00 |
| Medicare (1.45%) | −$36.25 | −$942.50 |
| Minnesota income tax | −$111.41 | −$2,896.61 |
| MN Paid Leave | −$11.00 | −$286.00 |
| Take-home pay | $1,970.19 | $51,224.90 |
Federal: $65,000 − $16,100 standard deduction = $48,900 taxable, which the 2026 single brackets tax at $5,620.00.
Minnesota: $65,000 − $15,300 standard deduction = $49,700 taxable; the brackets give $2,896.61 (4.46% of pay).
Paid Leave $286.00.
All taxes together take 21.2% of gross pay, leaving $51,224.90.
Take-home pay at other salaries in Minnesota
| Salary | Single, per year | Single, biweekly | MN income tax | Total tax rate | Married jointly, per year |
|---|---|---|---|---|---|
| $40,000 | $32,823 | $1,262.41 | $1,321 | 17.9% | $35,481 |
| $50,000 | $40,258 | $1,548.40 | $1,877 | 19.5% | $43,137 |
| $65,000 | $51,225 | $1,970.19 | $2,897 | 21.2% | $54,461 |
| $80,000 | $60,841 | $2,340.05 | $3,917 | 23.9% | $65,635 |
| $100,000 | $73,463 | $2,825.52 | $5,277 | 26.5% | $80,257 |
| $150,000 | $104,189 | $4,007.27 | $8,942 | 30.5% | $115,112 |
Standard deduction only, with no pre-tax deductions or dependents and no local tax. The total tax rate (single) includes federal income tax, Social Security, Medicare, state income tax and state payroll contributions.
Minnesota compared with nearby states
On a $65,000 salary (single, biweekly), Minnesota ranks 44 of 51 for take-home pay, where 1 keeps the most. South Dakota, North Dakota, Iowa and Wisconsin would leave you more each year.
Local income taxes are left out, except Maryland's county tax, which every resident pays (3.20% used here).
| State | State & county income tax | State payroll taxes | Take-home per year | vs. Minnesota |
|---|---|---|---|---|
| Minnesota | $2,897 | $286 | $51,225 | — |
| Wisconsin | $2,350 | $0 | $52,058 | +$833 |
| Iowa | $1,818 | $0 | $52,589 | +$1,364 |
| South Dakota | $0 | $0 | $54,408 | +$3,183 |
| North Dakota | $0 | $0 | $54,408 | +$3,183 |
Good to know about Minnesota paychecks
- Minnesota's paid family and medical leave program began January 1, 2026; employers can deduct up to half of the 0.88% premium from wages.
- Minnesota's 9.85% top rate starts at $203,150 of taxable income for single filers in 2026.
Frequently asked questions
How much is $65,000 a year after taxes in Minnesota?
About $51,225 a year, or $1,970.19 per biweekly paycheck, for a single filer with no pre-tax deductions in 2026. That is after $5,620 of federal income tax, $4,973 of Social Security and Medicare, $2,897 of Minnesota income tax and $286 of Paid Leave. A married couple filing jointly on the same salary keeps about $54,461.
Does Minnesota have a state income tax?
Yes. Four brackets from 5.35% to 9.85%. On a $65,000 salary a single filer owes about $2,897 a year, 4.46% of pay.
What else is taken out of a paycheck in Minnesota?
Besides federal taxes and state income tax, Minnesota employees pay Paid Leave (up to 0.44% of wages up to $184,500, half of the 0.88% premium; new in 2026). On a $65,000 salary that comes to about $286 a year.
Do cities or counties in Minnesota tax wages?
No. Local governments in Minnesota do not tax employees' wages, so the state-level estimate is complete apart from your own deductions.
Is take-home pay higher in Minnesota or nearby states?
On a $65,000 single salary, Minnesota ranks 44 of 51 for take-home pay at $51,225. South Dakota ($54,408), North Dakota ($54,408) and Iowa ($52,589) leave more.
Estimates only — not tax advice. Actual withholding depends on your federal Form W-4, any Minnesota withholding certificate, pre-tax benefits and year-to-date wages. Minnesota income tax figures: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of Jan. 1, 2026); Minnesota Department of Revenue 2026 inflation adjustments (Dec. 16, 2025). Payroll contributions: sources listed above. Checked October 2026.