North Dakota paycheck taxes at a glance (2026)
| State income tax | 0% on taxable income up to $49,575 ($82,800 joint), 1.95% above that and 2.5% at the top |
|---|---|
| Deductions & credits | The federal standard deduction of $16,100 (single) or $32,200 (married filing jointly) |
| State payroll taxes | None paid by employees |
| Local income taxes | None |
| Federal (every state) | 2026 brackets from 10% to 37%; Social Security 6.2% up to $184,500; Medicare 1.45%, plus 0.9% on wages over $200,000 |
| Sales tax | 7.09% average combined rate — North Dakota sales tax calculator |
How North Dakota taxes your paycheck
0% on taxable income up to $49,575 ($82,800 joint), 1.95% above that and 2.5% at the top. The calculation starts from federal taxable income with North Dakota adjustments, and filers get the federal standard deduction of $16,100 (single) or $32,200 (married filing jointly). Employers withhold it each payday using the state's withholding formula, so a pay stub can differ a little from the annual tax estimated here; any difference settles when you file your North Dakota return.
Worked example: $65,000 salary in North Dakota
A single filer paid every two weeks (26 paychecks), with no 401(k) or health deductions — the calculator's starting values:
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000.00 |
| Federal income tax | −$216.15 | −$5,620.00 |
| Social Security (6.2%) | −$155.00 | −$4,030.00 |
| Medicare (1.45%) | −$36.25 | −$942.50 |
| North Dakota income tax | −$0.00 | −$0.00 |
| Take-home pay | $2,092.60 | $54,407.50 |
Federal: $65,000 − $16,100 standard deduction = $48,900 taxable, which the 2026 single brackets tax at $5,620.00.
North Dakota: $65,000 − $16,100 federal standard deduction = $48,900 taxable; the brackets give $0.00 (0% of pay).
All taxes together take 16.3% of gross pay, leaving $54,407.50.
Take-home pay at other salaries in North Dakota
| Salary | Single, per year | Single, biweekly | ND income tax | Total tax rate | Married jointly, per year |
|---|---|---|---|---|---|
| $40,000 | $34,320 | $1,320.00 | $0 | 14.2% | $36,160 |
| $50,000 | $42,355 | $1,629.04 | $0 | 15.3% | $44,395 |
| $65,000 | $54,408 | $2,092.60 | $0 | 16.3% | $56,588 |
| $80,000 | $64,831 | $2,493.49 | $279 | 19% | $68,640 |
| $100,000 | $78,511 | $3,019.64 | $669 | 21.5% | $84,710 |
| $150,000 | $112,147 | $4,313.33 | $1,644 | 25.2% | $122,503 |
Standard deduction only, with no pre-tax deductions or dependents and no local tax. The total tax rate (single) includes federal income tax, Social Security, Medicare, state income tax and state payroll contributions.
North Dakota compared with nearby states
On a $65,000 salary (single, biweekly), North Dakota ranks 1 (tied with 7 others) of 51 for take-home pay, where 1 keeps the most. Minnesota and Montana would leave less; South Dakota would leave about the same.
Local income taxes are left out, except Maryland's county tax, which every resident pays (3.20% used here).
| State | State & county income tax | State payroll taxes | Take-home per year | vs. North Dakota |
|---|---|---|---|---|
| North Dakota | $0 | $0 | $54,408 | — |
| Minnesota | $2,897 | $286 | $51,225 | −$3,183 |
| South Dakota | $0 | $0 | $54,408 | +$0 |
| Montana | $2,312 | $0 | $52,096 | −$2,312 |
Good to know about North Dakota paychecks
- North Dakota taxes nothing on the first $49,575 of taxable income for single filers ($82,800 joint) in 2026, so many workers owe little or no state income tax.
Frequently asked questions
How much is $65,000 a year after taxes in North Dakota?
About $54,408 a year, or $2,092.60 per biweekly paycheck, for a single filer with no pre-tax deductions in 2026. That is after $5,620 of federal income tax, $4,973 of Social Security and Medicare and $0 of North Dakota income tax. A married couple filing jointly on the same salary keeps about $56,588.
Does North Dakota have a state income tax?
Yes. 0% on taxable income up to $49,575 ($82,800 joint), 1.95% above that and 2.5% at the top. On a $65,000 salary a single filer owes about $0 a year, 0% of pay.
What else is taken out of a paycheck in North Dakota?
Nothing else statewide: North Dakota has no employee-paid disability, paid-leave or unemployment payroll tax, so the other deductions are federal taxes and whatever you elect, such as retirement savings or health premiums.
Do cities or counties in North Dakota tax wages?
No. Local governments in North Dakota do not tax employees' wages, so the state-level estimate is complete apart from your own deductions.
Is take-home pay higher in North Dakota or nearby states?
On a $65,000 single salary, North Dakota ranks 1 (tied with 7 others) of 51 for take-home pay at $54,408. None of its neighbors leaves more, while Minnesota ($51,225) and Montana ($52,096) leave less.
Estimates only — not tax advice. Actual withholding depends on your federal Form W-4, any North Dakota withholding certificate, pre-tax benefits and year-to-date wages. North Dakota income tax figures: North Dakota Office of State Tax Commissioner, 2026 Form ND-1ES rate schedules. Payroll contributions: sources listed above. Checked October 2026.