South Dakota paycheck taxes at a glance (2026)
| State income tax | None |
|---|---|
| State payroll taxes | None paid by employees |
| Local income taxes | None |
| Federal (every state) | 2026 brackets from 10% to 37%; Social Security 6.2% up to $184,500; Medicare 1.45%, plus 0.9% on wages over $200,000 |
| Sales tax | 6.11% average combined rate — South Dakota sales tax calculator |
How South Dakota taxes your paycheck
South Dakota has no individual income tax, so there is no state income tax withholding and no state withholding certificate to fill out. Federal income tax, Social Security and Medicare still apply as they do everywhere: on the $65,000 example they take 16.3% of gross pay.
Worked example: $65,000 salary in South Dakota
A single filer paid every two weeks (26 paychecks), with no 401(k) or health deductions — the calculator's starting values:
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000.00 |
| Federal income tax | −$216.15 | −$5,620.00 |
| Social Security (6.2%) | −$155.00 | −$4,030.00 |
| Medicare (1.45%) | −$36.25 | −$942.50 |
| South Dakota income tax | −$0.00 | −$0.00 |
| Take-home pay | $2,092.60 | $54,407.50 |
Federal: $65,000 − $16,100 standard deduction = $48,900 taxable, which the 2026 single brackets tax at $5,620.00.
South Dakota: no state income tax on wages, so $0.
All taxes together take 16.3% of gross pay, leaving $54,407.50.
Take-home pay at other salaries in South Dakota
| Salary | Single, per year | Single, biweekly | SD income tax | Total tax rate | Married jointly, per year |
|---|---|---|---|---|---|
| $40,000 | $34,320 | $1,320.00 | $0 | 14.2% | $36,160 |
| $50,000 | $42,355 | $1,629.04 | $0 | 15.3% | $44,395 |
| $65,000 | $54,408 | $2,092.60 | $0 | 16.3% | $56,588 |
| $80,000 | $65,110 | $2,504.23 | $0 | 18.6% | $68,640 |
| $100,000 | $79,180 | $3,045.38 | $0 | 20.8% | $84,710 |
| $150,000 | $113,791 | $4,376.58 | $0 | 24.1% | $123,185 |
Standard deduction only, with no pre-tax deductions or dependents and no local tax. The total tax rate (single) includes federal income tax, Social Security, Medicare, state income tax and state payroll contributions.
South Dakota compared with nearby states
On a $65,000 salary (single, biweekly), South Dakota ranks 1 (tied with 7 others) of 51 for take-home pay, where 1 keeps the most. Minnesota, Montana, Nebraska and Iowa would leave less; North Dakota and Wyoming would leave about the same.
Local income taxes are left out, except Maryland's county tax, which every resident pays (3.20% used here).
| State | State & county income tax | State payroll taxes | Take-home per year | vs. South Dakota |
|---|---|---|---|---|
| South Dakota | $0 | $0 | $54,408 | — |
| North Dakota | $0 | $0 | $54,408 | +$0 |
| Minnesota | $2,897 | $286 | $51,225 | −$3,183 |
| Iowa | $1,818 | $0 | $52,589 | −$1,818 |
| Nebraska | $2,078 | $0 | $52,330 | −$2,078 |
| Wyoming | $0 | $0 | $54,408 | +$0 |
| Montana | $2,312 | $0 | $52,096 | −$2,312 |
Good to know about South Dakota paychecks
- South Dakota has no personal income tax and no general corporate income tax, so sales tax is the state's main source of revenue.
Frequently asked questions
How much is $65,000 a year after taxes in South Dakota?
About $54,408 a year, or $2,092.60 per biweekly paycheck, for a single filer with no pre-tax deductions in 2026. That is after $5,620 of federal income tax and $4,973 of Social Security and Medicare. A married couple filing jointly on the same salary keeps about $56,588.
Does South Dakota have a state income tax?
No. South Dakota levies no personal income tax. Employers withhold only federal income tax, Social Security and Medicare.
What else is taken out of a paycheck in South Dakota?
Nothing else statewide: South Dakota has no employee-paid disability, paid-leave or unemployment payroll tax, so the other deductions are federal taxes and whatever you elect, such as retirement savings or health premiums.
Do cities or counties in South Dakota tax wages?
No. Local governments in South Dakota do not tax employees' wages, so the state-level estimate is complete apart from your own deductions.
Is take-home pay higher in South Dakota or nearby states?
On a $65,000 single salary, South Dakota ranks 1 (tied with 7 others) of 51 for take-home pay at $54,408. None of its neighbors leaves more, while Minnesota ($51,225), Montana ($52,096) and Nebraska ($52,330) leave less.
Estimates only — not tax advice. Actual withholding depends on your federal Form W-4, any South Dakota withholding certificate, pre-tax benefits and year-to-date wages. South Dakota income tax figures: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of Jan. 1, 2026). Payroll contributions: sources listed above. Checked October 2026.