Minnesota income tax rates for 2026
Four brackets from 5.35% to 9.85%. The calculation starts from federal adjusted gross income with Minnesota adjustments. Each rate applies only to the slice of taxable income inside its bracket, so earning enough to reach a higher bracket never lowers your income after tax.
| Rate | Taxable income |
|---|---|
| 5.35% | $0 – $33,310 |
| 6.8% | $33,311 – $109,430 |
| 7.85% | $109,431 – $203,150 |
| 9.85% | Over $203,150 |
| Rate | Taxable income |
|---|---|
| 5.35% | $0 – $48,700 |
| 6.8% | $48,701 – $193,480 |
| 7.85% | $193,481 – $337,930 |
| 9.85% | Over $337,930 |
| Rate | Taxable income |
|---|---|
| 5.35% | $0 – $41,010 |
| 6.8% | $41,011 – $164,800 |
| 7.85% | $164,801 – $270,060 |
| 9.85% | Over $270,060 |
Married people filing separately use half of each joint threshold.
Deductions, exemptions and credits
Before the rates apply, Minnesota allows a standard deduction of $15,300 (single) or $30,600 (married filing jointly). The calculator uses these for the filing status you choose; dependent exemptions and credits, which lower the tax further for families, are not included.
Worked example: $75,000 in Minnesota
Single filer with $75,000 of income before state deductions.
Taxable income = $75,000 − $15,300 (standard deduction) = $59,700.00
Brackets: 5.35% × $33,310.00 + 6.8% × $26,390.00 = $3,576.61
Minnesota income tax = $3,576.61 — an effective rate of 4.77% and a marginal rate of 6.8%.
Minnesota income tax at common incomes
| Income | Single | Effective | Married jointly | Effective |
|---|---|---|---|---|
| $30,000 | $786 | 2.62% | $0 | 0% |
| $50,000 | $1,877 | 3.75% | $1,038 | 2.08% |
| $75,000 | $3,577 | 4.77% | $2,375 | 3.17% |
| $100,000 | $5,277 | 5.28% | $4,013 | 4.01% |
| $150,000 | $8,942 | 5.96% | $7,413 | 4.94% |
| $250,000 | $17,439 | 6.98% | $14,498 | 5.8% |
Income before state deductions; standard deduction and personal exemptions for the filer (and spouse) only; no dependents, itemized deductions or local taxes.
Minnesota compared with nearby states
At $75,000 (single), Minnesota ranks 4 of 51 for state income tax, where 1 is the highest. South Dakota does not tax wages.
| State | Tax on $75,000 | Effective rate | Top rate |
|---|---|---|---|
| Minnesota | $3,577 | 4.77% | 9.85% |
| Wisconsin | $2,944 | 3.92% | 7.65% |
| Iowa | $2,198 | 2.93% | 3.8% |
| South Dakota | $0 | 0% | none |
| North Dakota | $182 | 0.24% | 2.5% |
More about taxes in Minnesota
- Minnesota's 9.85% top rate starts at $203,150 of taxable income for single filers in 2026.
Frequently asked questions
What is the Minnesota income tax rate for 2026?
Four brackets from 5.35% to 9.85%. A single filer with $75,000 of income is in the 6.8% bracket but pays an effective 4.77%, because lower slices of income are taxed at lower rates.
How much Minnesota income tax do I pay on $75,000?
About $3,577 for a single filer — 4.77% of income — after $15,300 of standard deduction. A married couple with $150,000 owes about $7,413.
What deductions does Minnesota allow?
Minnesota allows a standard deduction of $15,300 (single) or $30,600 (married filing jointly). Dependent exemptions or credits, where the state offers them, lower the tax further.
Is Minnesota's income tax higher than its neighbors'?
At $75,000 (single), Minnesota ranks 4 of 51 for state income tax, where 1 is the highest. Among nearby states, South Dakota is lowest at $0 and Minnesota is highest at $3,577.
Estimates only — not tax advice. Minnesota figures: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of Jan. 1, 2026); Minnesota Department of Revenue 2026 inflation adjustments (Dec. 16, 2025). Checked October 2026. Your return may include income, deductions and credits this estimate leaves out.