Utah paycheck taxes at a glance (2026)
| State income tax | A flat 4.45% of income (cut from 4.5% for 2026), reduced by a taxpayer credit that shrinks as income rises |
|---|---|
| Deductions & credits | A taxpayer credit worth 6% of the federal standard deduction that phases out as income rises |
| State payroll taxes | None paid by employees |
| Local income taxes | None |
| Federal (every state) | 2026 brackets from 10% to 37%; Social Security 6.2% up to $184,500; Medicare 1.45%, plus 0.9% on wages over $200,000 |
| Sales tax | 7.42% average combined rate — Utah sales tax calculator |
How Utah taxes your paycheck
A flat 4.45% of income (cut from 4.5% for 2026), reduced by a taxpayer credit that shrinks as income rises. The calculation starts from federal adjusted gross income with Utah adjustments, and filers get a taxpayer credit worth 6% of the federal standard deduction that phases out as income rises. Employers withhold it each payday using the state's withholding formula, so a pay stub can differ a little from the annual tax estimated here; any difference settles when you file your Utah return.
Worked example: $65,000 salary in Utah
A single filer paid every two weeks (26 paychecks), with no 401(k) or health deductions — the calculator's starting values:
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000.00 |
| Federal income tax | −$216.15 | −$5,620.00 |
| Social Security (6.2%) | −$155.00 | −$4,030.00 |
| Medicare (1.45%) | −$36.25 | −$942.50 |
| Utah income tax | −$97.49 | −$2,534.73 |
| Take-home pay | $1,995.11 | $51,872.77 |
Federal: $65,000 − $16,100 standard deduction = $48,900 taxable, which the 2026 single brackets tax at $5,620.00.
Utah: $65,000 = $65,000 taxable; the brackets give $2,892.50 − $357.77 taxpayer tax credit = $2,534.73 (3.9% of pay).
All taxes together take 20.2% of gross pay, leaving $51,872.77.
Take-home pay at other salaries in Utah
| Salary | Single, per year | Single, biweekly | UT income tax | Total tax rate | Married jointly, per year |
|---|---|---|---|---|---|
| $40,000 | $33,223 | $1,277.80 | $1,097 | 16.9% | $36,160 |
| $50,000 | $40,683 | $1,564.72 | $1,672 | 18.6% | $43,926 |
| $65,000 | $51,873 | $1,995.11 | $2,535 | 20.2% | $55,256 |
| $80,000 | $61,713 | $2,373.57 | $3,397 | 22.9% | $66,446 |
| $100,000 | $74,730 | $2,874.23 | $4,450 | 25.3% | $81,366 |
| $150,000 | $107,116 | $4,119.85 | $6,675 | 28.6% | $116,966 |
Standard deduction only, with no pre-tax deductions or dependents and no local tax. The total tax rate (single) includes federal income tax, Social Security, Medicare, state income tax and state payroll contributions.
Utah compared with nearby states
On a $65,000 salary (single, biweekly), Utah ranks 35 of 51 for take-home pay, where 1 keeps the most. Wyoming, Nevada, Arizona, New Mexico, Idaho and Colorado would leave you more each year.
Local income taxes are left out, except Maryland's county tax, which every resident pays (3.20% used here).
| State | State & county income tax | State payroll taxes | Take-home per year | vs. Utah |
|---|---|---|---|---|
| Utah | $2,535 | $0 | $51,873 | — |
| Idaho | $2,337 | $0 | $52,071 | +$198 |
| Wyoming | $0 | $0 | $54,408 | +$2,535 |
| Colorado | $2,152 | $286 | $51,970 | +$97 |
| New Mexico | $1,889 | $0 | $52,518 | +$645 |
| Arizona | $1,223 | $0 | $53,185 | +$1,312 |
| Nevada | $0 | $0 | $54,408 | +$2,535 |
Good to know about Utah paychecks
- Utah lowered its flat rate to 4.45% for 2026; its taxpayer credit, worth 6% of the federal standard deduction, phases out as income rises, so the effective rate climbs toward 4.45%.
Utah’s 2026 taxpayer-credit phase-out thresholds were not available when we checked; the 2025 thresholds ($18,213 single, $36,426 joint) are used.
Frequently asked questions
How much is $65,000 a year after taxes in Utah?
About $51,873 a year, or $1,995.11 per biweekly paycheck, for a single filer with no pre-tax deductions in 2026. That is after $5,620 of federal income tax, $4,973 of Social Security and Medicare and $2,535 of Utah income tax. A married couple filing jointly on the same salary keeps about $55,256.
Does Utah have a state income tax?
Yes. A flat 4.45% of income (cut from 4.5% for 2026), reduced by a taxpayer credit that shrinks as income rises. On a $65,000 salary a single filer owes about $2,535 a year, 3.9% of pay.
What else is taken out of a paycheck in Utah?
Nothing else statewide: Utah has no employee-paid disability, paid-leave or unemployment payroll tax, so the other deductions are federal taxes and whatever you elect, such as retirement savings or health premiums.
Do cities or counties in Utah tax wages?
No. Local governments in Utah do not tax employees' wages, so the state-level estimate is complete apart from your own deductions.
Is take-home pay higher in Utah or nearby states?
On a $65,000 single salary, Utah ranks 35 of 51 for take-home pay at $51,873. Wyoming ($54,408), Nevada ($54,408) and Arizona ($53,185) leave more.
Estimates only — not tax advice. Actual withholding depends on your federal Form W-4, any Utah withholding certificate, pre-tax benefits and year-to-date wages. Utah income tax figures: Utah S.B. 60 (2026), retroactive to January 1, 2026; Tax Foundation 2026 table note (gg) for the credit. Payroll contributions: sources listed above. Checked October 2026.