Arizona paycheck taxes at a glance (2026)
| State income tax | A flat 2.5% of Arizona taxable income |
|---|---|
| Deductions & credits | A standard deduction of $16,100 (single) or $32,200 (married filing jointly) |
| State payroll taxes | None paid by employees |
| Local income taxes | None |
| Federal (every state) | 2026 brackets from 10% to 37%; Social Security 6.2% up to $184,500; Medicare 1.45%, plus 0.9% on wages over $200,000 |
| Sales tax | 8.54% average combined rate — Arizona sales tax calculator |
How Arizona taxes your paycheck
A flat 2.5% of Arizona taxable income. The calculation starts from federal adjusted gross income with Arizona adjustments, and filers get a standard deduction of $16,100 (single) or $32,200 (married filing jointly). Employers withhold it each payday using the state's withholding formula, so a pay stub can differ a little from the annual tax estimated here; any difference settles when you file your Arizona return.
Worked example: $65,000 salary in Arizona
A single filer paid every two weeks (26 paychecks), with no 401(k) or health deductions — the calculator's starting values:
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000.00 |
| Federal income tax | −$216.15 | −$5,620.00 |
| Social Security (6.2%) | −$155.00 | −$4,030.00 |
| Medicare (1.45%) | −$36.25 | −$942.50 |
| Arizona income tax | −$47.02 | −$1,222.50 |
| Take-home pay | $2,045.58 | $53,185.00 |
Federal: $65,000 − $16,100 standard deduction = $48,900 taxable, which the 2026 single brackets tax at $5,620.00.
Arizona: $65,000 − $16,100 standard deduction = $48,900 taxable; the brackets give $1,222.50 (1.88% of pay).
All taxes together take 18.2% of gross pay, leaving $53,185.00.
Take-home pay at other salaries in Arizona
| Salary | Single, per year | Single, biweekly | AZ income tax | Total tax rate | Married jointly, per year |
|---|---|---|---|---|---|
| $40,000 | $33,723 | $1,297.02 | $598 | 15.7% | $35,965 |
| $50,000 | $41,508 | $1,596.44 | $848 | 17% | $43,950 |
| $65,000 | $53,185 | $2,045.58 | $1,223 | 18.2% | $55,768 |
| $80,000 | $63,513 | $2,442.79 | $1,598 | 20.6% | $67,445 |
| $100,000 | $77,083 | $2,964.71 | $2,098 | 22.9% | $83,015 |
| $150,000 | $110,444 | $4,247.83 | $3,348 | 26.4% | $120,240 |
Standard deduction only, with no pre-tax deductions or dependents and no local tax. The total tax rate (single) includes federal income tax, Social Security, Medicare, state income tax and state payroll contributions.
Arizona compared with nearby states
On a $65,000 salary (single, biweekly), Arizona ranks 11 of 51 for take-home pay, where 1 keeps the most. Nevada would leave you more each year; California, Utah, Colorado and New Mexico would leave less.
Local income taxes are left out, except Maryland's county tax, which every resident pays (3.20% used here).
| State | State & county income tax | State payroll taxes | Take-home per year | vs. Arizona |
|---|---|---|---|---|
| Arizona | $1,223 | $0 | $53,185 | — |
| California | $1,873 | $845 | $51,689 | −$1,496 |
| Nevada | $0 | $0 | $54,408 | +$1,223 |
| Utah | $2,535 | $0 | $51,873 | −$1,312 |
| New Mexico | $1,889 | $0 | $52,518 | −$667 |
| Colorado | $2,152 | $286 | $51,970 | −$1,215 |
Good to know about Arizona paychecks
- Arizona has taxed income at a single 2.5% rate since 2023 — tied with North Dakota for the lowest top rate among states that tax wages.
Arizona’s 2026 standard deduction is shown at the federal amount ($16,100 single) because A.R.S. §43-1041 indexes it the same way as the federal deduction; the Arizona Department of Revenue had not published the 2026 figure when we checked.
Frequently asked questions
How much is $65,000 a year after taxes in Arizona?
About $53,185 a year, or $2,045.58 per biweekly paycheck, for a single filer with no pre-tax deductions in 2026. That is after $5,620 of federal income tax, $4,973 of Social Security and Medicare and $1,223 of Arizona income tax. A married couple filing jointly on the same salary keeps about $55,768.
Does Arizona have a state income tax?
Yes. A flat 2.5% of Arizona taxable income. On a $65,000 salary a single filer owes about $1,223 a year, 1.88% of pay.
What else is taken out of a paycheck in Arizona?
Nothing else statewide: Arizona has no employee-paid disability, paid-leave or unemployment payroll tax, so the other deductions are federal taxes and whatever you elect, such as retirement savings or health premiums.
Do cities or counties in Arizona tax wages?
No. Local governments in Arizona do not tax employees' wages, so the state-level estimate is complete apart from your own deductions.
Is take-home pay higher in Arizona or nearby states?
On a $65,000 single salary, Arizona ranks 11 of 51 for take-home pay at $53,185. Nevada ($54,408) leaves more, while California ($51,689), Utah ($51,873) and Colorado ($51,970) leave less.
Estimates only — not tax advice. Actual withholding depends on your federal Form W-4, any Arizona withholding certificate, pre-tax benefits and year-to-date wages. Arizona income tax figures: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of Jan. 1, 2026); A.R.S. §43-1041 (standard deduction). Payroll contributions: sources listed above. Checked October 2026.