Rhode Island income tax rates for 2026
Three brackets: 3.75%, 4.75% on taxable income over $82,050 and 5.99% over $186,450. The calculation starts from federal adjusted gross income with Rhode Island modifications. Each rate applies only to the slice of taxable income inside its bracket, so earning enough to reach a higher bracket never lowers your income after tax.
| Rate | Taxable income |
|---|---|
| 3.75% | $0 – $82,050 |
| 4.75% | $82,051 – $186,450 |
| 5.99% | Over $186,450 |
Deductions, exemptions and credits
Before the rates apply, Rhode Island allows a standard deduction of $11,200 (single) or $22,400 (married filing jointly) and a personal exemption of $5,250 (single) or $10,500 (joint). The calculator uses these for the filing status you choose; dependent exemptions and credits, which lower the tax further for families, are not included.
Worked example: $75,000 in Rhode Island
Single filer with $75,000 of income before state deductions.
Taxable income = $75,000 − $11,200 (standard deduction) − $5,250 (personal exemption) = $58,550.00
Brackets: 3.75% × $58,550.00 = $2,195.63
Rhode Island income tax = $2,195.63 — an effective rate of 2.93% and a marginal rate of 3.75%.
Rhode Island income tax at common incomes
| Income | Single | Effective | Married jointly | Effective |
|---|---|---|---|---|
| $30,000 | $508 | 1.69% | $0 | 0% |
| $50,000 | $1,258 | 2.52% | $641 | 1.28% |
| $75,000 | $2,196 | 2.93% | $1,579 | 2.1% |
| $100,000 | $3,148 | 3.15% | $2,516 | 2.52% |
| $150,000 | $5,523 | 3.68% | $4,742 | 3.16% |
| $250,000 | $10,857 | 4.34% | $9,872 | 3.95% |
Income before state deductions; standard deduction and personal exemptions for the filer (and spouse) only; no dependents, itemized deductions or local taxes.
Rhode Island compared with nearby states
At $75,000 (single), Rhode Island ranks 37 of 51 for state income tax, where 1 is the highest.
| State | Tax on $75,000 | Effective rate | Top rate |
|---|---|---|---|
| Rhode Island | $2,196 | 2.93% | 5.99% |
| Connecticut | $3,475 | 4.63% | 6.99% |
| Massachusetts | $3,530 | 4.71% | 9% |
| New York | $3,453 | 4.6% | 10.9% |
More about taxes in Rhode Island
- Rhode Island's standard deduction and personal exemptions phase out at high incomes.
Frequently asked questions
What is the Rhode Island income tax rate for 2026?
Three brackets: 3.75%, 4.75% on taxable income over $82,050 and 5.99% over $186,450. A single filer with $75,000 of income is in the 3.75% bracket but pays an effective 2.93%, because lower slices of income are taxed at lower rates.
How much Rhode Island income tax do I pay on $75,000?
About $2,196 for a single filer — 2.93% of income — after $11,200 of standard deduction and $5,250 of personal exemption. A married couple with $150,000 owes about $4,742.
What deductions does Rhode Island allow?
Rhode Island allows a standard deduction of $11,200 (single) or $22,400 (married filing jointly) and a personal exemption of $5,250 (single) or $10,500 (joint). Dependent exemptions or credits, where the state offers them, lower the tax further.
Is Rhode Island's income tax higher than its neighbors'?
At $75,000 (single), Rhode Island ranks 37 of 51 for state income tax, where 1 is the highest. Among nearby states, Rhode Island is lowest at $2,196 and Massachusetts is highest at $3,530.
Estimates only — not tax advice. Rhode Island figures: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of Jan. 1, 2026). Checked October 2026. Your return may include income, deductions and credits this estimate leaves out.