Oregon Paycheck Calculator

Oregon has graduated income tax rates from 4.75% to 9.9% and withholds Paid Leave Oregon and Statewide Transit Tax. A single filer earning $65,000 takes home about $1,907.29 every two weeks, or $49,590 a year.

The state where you live and work.
I am paid

Pre-tax deductions (optional)

Traditional (pre-tax) deferrals lower income tax but not Social Security or Medicare.
Per paycheck. Section 125 deductions lower income tax and FICA.

Local tax (optional)

City, county or school-district income tax, if you pay one. Applied to wages, or to state taxable income in Maryland, Indiana and New York.
Gross pay
$2,500.00
Federal income tax
−$216.1512% federal bracket
Social Security 6.2%
−$155.00
Medicare 1.45%
−$36.25
OR income tax
−$167.818.75% state bracket
OR Paid Leave Oregon
−$15.00
OR Statewide Transit Tax
−$2.50
Total taxes
−$592.7123.71% of gross
Take-home pay per year
$49,589.5026 paychecks · gross $65,000.00
Estimated take-home pay$1,907.29per biweekly paycheck in Oregon · $49,589.50 a year
  • Local taxes: Portland-area residents with high incomes pay the Metro Supportive Housing Services tax (1% of taxable income over $128,000 single or $205,000 joint in 2026), and Multnomah County residents also pay the Preschool for All tax (1.5% over $125,000 or $200,000, rising to 3% over $250,000 or $400,000). Enter your rate under “Local income tax rate” to include it.
  • Estimate only, not tax advice: annualized 2026 federal withholding with no W-4 adjustments, credits or dependents. State figures: 2026 rates from state revenue agencies and the Tax Foundation, checked October 2026.

Show the work

  1. Annual gross salary = $65,000.00 ($2,500.00 per paycheck)
  2. Federal taxable wages = $65,000.00 − $16,100.00 standard deduction = $48,900.00
  3. Federal income tax on $48,900.00 with the 2026 single brackets = $5,620.00 a year → $216.15 per paycheck
  4. Social Security = 6.2% × $65,000.00 = $4,030.00; Medicare = 1.45% × $65,000.00 = $942.50
  5. Oregon taxable income = $65,000.00 − $2,900.00 standard deduction − $5,620.00 federal tax subtraction = $56,480.00; tax = $4,623.00 − $260.00 personal exemption credit = $4,363.00 a year
  6. OR Paid Leave Oregon: 0.6% of wages up to $184,500, 60% of the 1% contribution = $390.00 a year
  7. OR Statewide Transit Tax: 0.1% of all wages = $65.00 a year
  8. Take-home = $65,000.00 − $15,410.50 taxes = $49,589.50 a year ÷ 26 = $1,907.29

Where your gross pay goes

Take-home pay: $49,589.50 (76.3%)Federal income tax: $5,620.00 (8.6%)Social Security & Medicare: $4,972.50 (7.7%)State income tax: $4,363.00 (6.7%)State payroll taxes: $455.00 (0.7%)
  • Take-home pay
  • Federal income tax
  • Social Security & Medicare
  • State income tax
  • State payroll taxes
Paycheck breakdown — Oregon, single, biweekly pay
LinePer paycheckPer year% of gross
Gross pay$2,500.00$65,000.00100%
Federal income tax−$216.15−$5,620.008.65%
Social Security−$155.00−$4,030.006.2%
Medicare−$36.25−$942.501.45%
Oregon income tax−$167.81−$4,363.006.71%
OR Paid Leave Oregon−$15.00−$390.000.6%
OR Statewide Transit Tax−$2.50−$65.000.1%
Take-home pay$1,907.29$49,589.5076.29%
Same paycheck in Oregon and nearby states (per paycheck)
StateState income taxState payroll taxesTake-home
Oregon ◂$167.81$17.50$1,907.29
Washington$0.00$34.68$2,057.92
Idaho$89.87$0.00$2,002.72
Nevada$0.00$0.00$2,092.60
California$72.04$32.50$1,988.05

Oregon paycheck taxes at a glance (2026)

State income taxFour brackets from 4.75% to 9.9%, with the 8.75% rate starting at $11,400 of taxable income
Deductions & creditsA standard deduction of $2,900 (single) or $5,800 (married filing jointly); A personal credit of $260 (single) or $520 (joint) subtracted from the tax; A subtraction for federal income tax of up to $8,750, which phases out at higher incomes
State payroll taxesPaid Leave Oregon (0.6% of wages up to $184,500, 60% of the 1% contribution) and Statewide Transit Tax (0.1% of all wages)
Local income taxesPortland-area residents with high incomes pay the Metro Supportive Housing Services tax (1% of taxable income over $128,000 single or $205,000 joint in 2026), and Multnomah County residents also pay the Preschool for All tax (1.5% over $125,000 or $200,000, rising to 3% over $250,000 or $400,000).
Federal (every state)2026 brackets from 10% to 37%; Social Security 6.2% up to $184,500; Medicare 1.45%, plus 0.9% on wages over $200,000
Sales taxNo general sales tax — Oregon sales tax calculator

How Oregon taxes your paycheck

Four brackets from 4.75% to 9.9%, with the 8.75% rate starting at $11,400 of taxable income. The calculation starts from federal adjusted gross income with Oregon modifications, less federal income tax up to a limit, and filers get a standard deduction of $2,900 (single) or $5,800 (married filing jointly), a personal credit of $260 (single) or $520 (joint) subtracted from the tax and a subtraction for federal income tax of up to $8,750, which phases out at higher incomes. Employers withhold it each payday using the state's withholding formula, so a pay stub can differ a little from the annual tax estimated here; any difference settles when you file your Oregon return.

State payroll contributions

  • Paid Leave Oregon: 0.6% of wages up to $184,500, 60% of the 1% contribution. Source: Oregon Employment Department and DOR, 2026 combined payroll tax instructions.
  • Statewide Transit Tax: 0.1% of all wages. Source: Oregon Department of Revenue, 2026.

The calculator applies these to gross pay minus Section 125 (pre-tax health) deductions. They fund benefits you can claim yourself, such as partial wage replacement during a disability or a family or medical leave.

Worked example: $65,000 salary in Oregon

A single filer paid every two weeks (26 paychecks), with no 401(k) or health deductions — the calculator's starting values:

LinePer paycheckPer year
Gross pay$2,500.00$65,000.00
Federal income tax−$216.15−$5,620.00
Social Security (6.2%)−$155.00−$4,030.00
Medicare (1.45%)−$36.25−$942.50
Oregon income tax−$167.81−$4,363.00
OR Paid Leave Oregon−$15.00−$390.00
OR Statewide Transit Tax−$2.50−$65.00
Take-home pay$1,907.29$49,589.50

Federal: $65,000 − $16,100 standard deduction = $48,900 taxable, which the 2026 single brackets tax at $5,620.00.

Oregon: $65,000 − $2,900 standard deduction − $5,620 federal tax subtraction = $56,480 taxable; the brackets give $4,623.00 − $260.00 personal exemption credit = $4,363.00 (6.71% of pay).

Paid Leave Oregon $390.00; Statewide Transit Tax $65.00.

All taxes together take 23.7% of gross pay, leaving $49,589.50.

Take-home pay at other salaries in Oregon

SalarySingle, per yearSingle, biweeklyOR income taxTotal tax rateMarried jointly, per year
$40,000$31,602$1,215.46$2,43821%$34,114
$50,000$38,797$1,492.19$3,20822.4%$41,491
$65,000$49,590$1,907.29$4,36323.7%$52,412
$80,000$59,148$2,274.94$5,40226.1%$63,204
$100,000$71,328$2,743.40$7,15228.7%$77,594
$150,000$99,935$3,843.64$12,80633.4%$111,441

Standard deduction only, with no pre-tax deductions or dependents and no local tax. The total tax rate (single) includes federal income tax, Social Security, Medicare, state income tax and state payroll contributions.

Oregon compared with nearby states

On a $65,000 salary (single, biweekly), Oregon ranks 51 of 51 for take-home pay, where 1 keeps the most. Nevada, Washington, Idaho and California would leave you more each year.

Local income taxes are left out, except Maryland's county tax, which every resident pays (3.20% used here).

StateState & county income taxState payroll taxesTake-home per yearvs. Oregon
Oregon $4,363 $455 $49,590 —
Washington $0 $902 $53,506 +$3,916
Idaho $2,337 $0 $52,071 +$2,481
Nevada $0 $0 $54,408 +$4,818
California $1,873 $845 $51,689 +$2,100

Good to know about Oregon paychecks

  • Oregon withholds a 0.1% statewide transit tax from all wages (a proposed increase failed at the polls in May 2026) and 0.9 cents per hour worked for the Workers' Benefit Fund.
  • Oregon lets you subtract up to $8,750 of federal income tax in 2026, but its 8.75% rate starts at just $11,400 of taxable income for single filers.

Frequently asked questions

How much is $65,000 a year after taxes in Oregon?

About $49,590 a year, or $1,907.29 per biweekly paycheck, for a single filer with no pre-tax deductions in 2026. That is after $5,620 of federal income tax, $4,973 of Social Security and Medicare, $4,363 of Oregon income tax and $455 of Paid Leave Oregon and Statewide Transit Tax. A married couple filing jointly on the same salary keeps about $52,412.

Does Oregon have a state income tax?

Yes. Four brackets from 4.75% to 9.9%, with the 8.75% rate starting at $11,400 of taxable income. On a $65,000 salary a single filer owes about $4,363 a year, 6.71% of pay.

What else is taken out of a paycheck in Oregon?

Besides federal taxes and state income tax, Oregon employees pay Paid Leave Oregon (0.6% of wages up to $184,500, 60% of the 1% contribution) and Statewide Transit Tax (0.1% of all wages). On a $65,000 salary that comes to about $455 a year.

Do cities or counties in Oregon tax wages?

Portland-area residents with high incomes pay the Metro Supportive Housing Services tax (1% of taxable income over $128,000 single or $205,000 joint in 2026), and Multnomah County residents also pay the Preschool for All tax (1.5% over $125,000 or $200,000, rising to 3% over $250,000 or $400,000).

Is take-home pay higher in Oregon or nearby states?

On a $65,000 single salary, Oregon ranks 51 of 51 for take-home pay at $49,590. Nevada ($54,408), Washington ($53,506) and Idaho ($52,071) leave more.

Estimates only — not tax advice. Actual withholding depends on your federal Form W-4, any Oregon withholding certificate, pre-tax benefits and year-to-date wages. Oregon income tax figures: Oregon Department of Revenue, 2026 tax estimate publication (OR-ESTIMATE) and 2026 withholding formulas. Payroll contributions: sources listed above. Checked October 2026.