Mississippi paycheck taxes at a glance (2026)
| State income tax | 0% on the first $10,000 of taxable income and 4% above it (down from 4.4% in 2025) |
|---|---|
| Deductions & credits | A standard deduction of $2,300 (single) or $4,600 (married filing jointly); A personal exemption of $6,000 (single) or $12,000 (joint) |
| State payroll taxes | None paid by employees |
| Local income taxes | None |
| Federal (every state) | 2026 brackets from 10% to 37%; Social Security 6.2% up to $184,500; Medicare 1.45%, plus 0.9% on wages over $200,000 |
| Sales tax | 7.06% average combined rate — Mississippi sales tax calculator |
How Mississippi taxes your paycheck
0% on the first $10,000 of taxable income and 4% above it (down from 4.4% in 2025). The calculation starts from Mississippi gross income, and filers get a standard deduction of $2,300 (single) or $4,600 (married filing jointly) and a personal exemption of $6,000 (single) or $12,000 (joint). Employers withhold it each payday using the state's withholding formula, so a pay stub can differ a little from the annual tax estimated here; any difference settles when you file your Mississippi return.
Worked example: $65,000 salary in Mississippi
A single filer paid every two weeks (26 paychecks), with no 401(k) or health deductions — the calculator's starting values:
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000.00 |
| Federal income tax | −$216.15 | −$5,620.00 |
| Social Security (6.2%) | −$155.00 | −$4,030.00 |
| Medicare (1.45%) | −$36.25 | −$942.50 |
| Mississippi income tax | −$71.85 | −$1,868.00 |
| Take-home pay | $2,020.75 | $52,539.50 |
Federal: $65,000 − $16,100 standard deduction = $48,900 taxable, which the 2026 single brackets tax at $5,620.00.
Mississippi: $65,000 − $2,300 standard deduction − $6,000 personal exemption = $56,700 taxable; the brackets give $1,868.00 (2.87% of pay).
All taxes together take 19.2% of gross pay, leaving $52,539.50.
Take-home pay at other salaries in Mississippi
| Salary | Single, per year | Single, biweekly | MS income tax | Total tax rate | Married jointly, per year |
|---|---|---|---|---|---|
| $40,000 | $33,452 | $1,286.62 | $868 | 16.4% | $35,624 |
| $50,000 | $41,087 | $1,580.27 | $1,268 | 17.8% | $43,459 |
| $65,000 | $52,540 | $2,020.75 | $1,868 | 19.2% | $55,052 |
| $80,000 | $62,642 | $2,409.31 | $2,468 | 21.7% | $66,504 |
| $100,000 | $75,912 | $2,919.69 | $3,268 | 24.1% | $81,774 |
| $150,000 | $108,523 | $4,173.96 | $5,268 | 27.7% | $118,249 |
Standard deduction only, with no pre-tax deductions or dependents and no local tax. The total tax rate (single) includes federal income tax, Social Security, Medicare, state income tax and state payroll contributions.
Mississippi compared with nearby states
On a $65,000 salary (single, biweekly), Mississippi ranks 16 of 51 for take-home pay, where 1 keeps the most. Tennessee and Louisiana would leave you more each year; Alabama and Arkansas would leave less.
Local income taxes are left out, except Maryland's county tax, which every resident pays (3.20% used here).
| State | State & county income tax | State payroll taxes | Take-home per year | vs. Mississippi |
|---|---|---|---|---|
| Mississippi | $1,868 | $0 | $52,540 | — |
| Louisiana | $1,564 | $0 | $52,844 | +$304 |
| Arkansas | $1,917 | $0 | $52,490 | −$49 |
| Tennessee | $0 | $0 | $54,408 | +$1,868 |
| Alabama | $2,729 | $0 | $51,679 | −$861 |
Good to know about Mississippi paychecks
- The first $10,000 of taxable income is untaxed, and the rate on the rest fell to 4% for 2026.
Frequently asked questions
How much is $65,000 a year after taxes in Mississippi?
About $52,540 a year, or $2,020.75 per biweekly paycheck, for a single filer with no pre-tax deductions in 2026. That is after $5,620 of federal income tax, $4,973 of Social Security and Medicare and $1,868 of Mississippi income tax. A married couple filing jointly on the same salary keeps about $55,052.
Does Mississippi have a state income tax?
Yes. 0% on the first $10,000 of taxable income and 4% above it (down from 4.4% in 2025). On a $65,000 salary a single filer owes about $1,868 a year, 2.87% of pay.
What else is taken out of a paycheck in Mississippi?
Nothing else statewide: Mississippi has no employee-paid disability, paid-leave or unemployment payroll tax, so the other deductions are federal taxes and whatever you elect, such as retirement savings or health premiums.
Do cities or counties in Mississippi tax wages?
No. Local governments in Mississippi do not tax employees' wages, so the state-level estimate is complete apart from your own deductions.
Is take-home pay higher in Mississippi or nearby states?
On a $65,000 single salary, Mississippi ranks 16 of 51 for take-home pay at $52,540. Tennessee ($54,408) and Louisiana ($52,844) leave more, while Alabama ($51,679) and Arkansas ($52,490) leave less.
Estimates only — not tax advice. Actual withholding depends on your federal Form W-4, any Mississippi withholding certificate, pre-tax benefits and year-to-date wages. Mississippi income tax figures: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of Jan. 1, 2026). Payroll contributions: sources listed above. Checked October 2026.