Georgia paycheck taxes at a glance (2026)
| State income tax | A flat 4.99% of Georgia taxable income, cut from 5.19% by 2026 legislation |
|---|---|
| Deductions & credits | A standard deduction of $15,000 (single) or $30,000 (married filing jointly) |
| State payroll taxes | None paid by employees |
| Local income taxes | None |
| Federal (every state) | 2026 brackets from 10% to 37%; Social Security 6.2% up to $184,500; Medicare 1.45%, plus 0.9% on wages over $200,000 |
| Sales tax | 7.56% average combined rate — Georgia sales tax calculator |
How Georgia taxes your paycheck
A flat 4.99% of Georgia taxable income, cut from 5.19% by 2026 legislation. The calculation starts from federal adjusted gross income with Georgia adjustments, and filers get a standard deduction of $15,000 (single) or $30,000 (married filing jointly). Employers withhold it each payday using the state's withholding formula, so a pay stub can differ a little from the annual tax estimated here; any difference settles when you file your Georgia return.
Worked example: $65,000 salary in Georgia
A single filer paid every two weeks (26 paychecks), with no 401(k) or health deductions — the calculator's starting values:
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000.00 |
| Federal income tax | −$216.15 | −$5,620.00 |
| Social Security (6.2%) | −$155.00 | −$4,030.00 |
| Medicare (1.45%) | −$36.25 | −$942.50 |
| Georgia income tax | −$95.96 | −$2,495.00 |
| Take-home pay | $1,996.63 | $51,912.50 |
Federal: $65,000 − $16,100 standard deduction = $48,900 taxable, which the 2026 single brackets tax at $5,620.00.
Georgia: $65,000 − $15,000 standard deduction = $50,000 taxable; the brackets give $2,495.00 (3.84% of pay).
All taxes together take 20.1% of gross pay, leaving $51,912.50.
Take-home pay at other salaries in Georgia
| Salary | Single, per year | Single, biweekly | GA income tax | Total tax rate | Married jointly, per year |
|---|---|---|---|---|---|
| $40,000 | $33,073 | $1,272.02 | $1,248 | 17.3% | $35,661 |
| $50,000 | $40,609 | $1,561.87 | $1,747 | 18.8% | $43,397 |
| $65,000 | $51,913 | $1,996.63 | $2,495 | 20.1% | $54,841 |
| $80,000 | $61,867 | $2,379.48 | $3,244 | 22.7% | $66,145 |
| $100,000 | $74,939 | $2,882.25 | $4,242 | 25.1% | $81,217 |
| $150,000 | $107,055 | $4,117.48 | $6,737 | 28.6% | $117,197 |
Standard deduction only, with no pre-tax deductions or dependents and no local tax. The total tax rate (single) includes federal income tax, Social Security, Medicare, state income tax and state payroll contributions.
Georgia compared with nearby states
On a $65,000 salary (single, biweekly), Georgia ranks 32 of 51 for take-home pay, where 1 keeps the most. Florida, Tennessee, South Carolina and North Carolina would leave you more each year; Alabama would leave less.
Local income taxes are left out, except Maryland's county tax, which every resident pays (3.20% used here).
| State | State & county income tax | State payroll taxes | Take-home per year | vs. Georgia |
|---|---|---|---|---|
| Georgia | $2,495 | $0 | $51,913 | — |
| Florida | $0 | $0 | $54,408 | +$2,495 |
| Alabama | $2,729 | $0 | $51,679 | −$234 |
| Tennessee | $0 | $0 | $54,408 | +$2,495 |
| North Carolina | $2,085 | $0 | $52,323 | +$410 |
| South Carolina | $1,994 | $0 | $52,414 | +$501 |
Good to know about Georgia paychecks
- A 2026 law (HB 463) cut Georgia's flat rate to 4.99% and raised the standard deduction to $15,000 ($30,000 joint), retroactive to January 1, 2026; further cuts toward 3.99% depend on revenue triggers.
Frequently asked questions
How much is $65,000 a year after taxes in Georgia?
About $51,913 a year, or $1,996.63 per biweekly paycheck, for a single filer with no pre-tax deductions in 2026. That is after $5,620 of federal income tax, $4,973 of Social Security and Medicare and $2,495 of Georgia income tax. A married couple filing jointly on the same salary keeps about $54,841.
Does Georgia have a state income tax?
Yes. A flat 4.99% of Georgia taxable income, cut from 5.19% by 2026 legislation. On a $65,000 salary a single filer owes about $2,495 a year, 3.84% of pay.
What else is taken out of a paycheck in Georgia?
Nothing else statewide: Georgia has no employee-paid disability, paid-leave or unemployment payroll tax, so the other deductions are federal taxes and whatever you elect, such as retirement savings or health premiums.
Do cities or counties in Georgia tax wages?
No. Local governments in Georgia do not tax employees' wages, so the state-level estimate is complete apart from your own deductions.
Is take-home pay higher in Georgia or nearby states?
On a $65,000 single salary, Georgia ranks 32 of 51 for take-home pay at $51,913. Florida ($54,408), Tennessee ($54,408) and South Carolina ($52,414) leave more, while Alabama ($51,679) leaves less.
Estimates only — not tax advice. Actual withholding depends on your federal Form W-4, any Georgia withholding certificate, pre-tax benefits and year-to-date wages. Georgia income tax figures: Georgia HB 463 (2026), signed May 11, 2026, retroactive to January 1, 2026. Payroll contributions: sources listed above. Checked October 2026.